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Here at Cash 1, we take the privacy of your
personal information very seriously. We will never sell or
rent your personal information to any third party. This policy
outlines the types of nonpublic personal information that we
collect while doing business with you, and the actions we take
to protect the confidentiality and security of this
information.
For the purposes of this Privacy Policy, the
terms “you”, “your”, and “customer” refer to the user who is
browsing this website or to any Cash 1 customer. The terms
“Cash 1”, “we”, “us” and “our” refer to Cash 1 LLC, CM Retail
Management and our subsidiaries. The terms “site” and
“website” refer to www.cash1loans.com. |
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Collection of Your Personal Information: |
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Cash 1 only collects and uses your personal information for
the specific purpose of enhancing our customer service. We
keep your information confidential and only use it to complete
your financial transaction requests with us more smoothly.
The types of non-public personal information
that we collect about you include:
• General information that you provide to
us on your online, telephone, or in-store customer
applications and other documents such as name, address,
telephone number, social security number, etc.
• Employment information that we use for
initial verification for new Payday Loan and Check Cashing
customers. Once this initial verification is completed, we
may not verify this information with your employers for
subsequent Payday Loan or Check Cashing requests
• Email addresses from customers who send
us emails
• Information provided to us by customer
references and employers
• Bank information used to facilitate your
financial transactions with us
• transaction history such as your account
balance, Check Cashing and Payday Loan transaction and
payment history, etc.
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Cookies on our website
We also may collect information about your
visit to our website, including the pages you view, the links
you click and other actions taken in connection with Cash 1
sites and services. We also may collect certain standard
information that your browser sends to every website you
visit, such as your IP address, browser type and language,
access times and referring Web site addresses.
Some Cash 1 services may be co-branded and
offered in conjunction with another company. If you register
for or use such services, both Cash 1 and the other company
may receive information collected in conjunction with the
co-branded services. |
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Protection of Your Personal Information: |
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At Cash 1, your right to privacy and data
security is one of our primary concerns. We maintain
physical, electronic and procedural safeguards to protect your
nonpublic personal information.
Below are some of the steps that we take to
protect your personal information:
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Our website uses 128-bit encryption to
encrypt your personal information to prevent unauthorized
access to such information when it is transmitted to
cash1loans.com
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We also store your personal information on
a secure server. Only select Cash 1 employees and
contractors who need to use this information to fulfill your
transaction requests have access to your personal
information via password
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We have policies and procedures in place
to ensure that Cash 1 employees and contractors who have
access to your personal information keep this information
confidential and use it for the sole purpose of completing
your financial transactions with us
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Disclosure of Your Personal Information: |
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We may access and/or disclose your personal
information if required to do so by law or in good faith
believe that such action is necessary to: (a) conform to the
edicts of the law or comply with legal process served on us or
on our website; (b) protect and defend the rights or property
of Cash 1, including its parent, subsidiaries and affiliates,
and websites; (c) verify billing information with your
financial institution; (d) assist in fraud detection; or (c)
act in urgent circumstances to protect the personal safety of
users of Cash 1 services or members of the public.
We may also share your personal information
with our parent, subsidiaries and affiliated companies and
businesses, to the extent permitted by law, in order to
facilitate and enhance customer service.
We may also collect and use your personal
information to operate our website and deliver the services
you have requested. These services may include the display of
customized content and advertising based upon the information
we have collected. In order to provide services in conjunction
with other Cash 1 products or services, personal information
collected on our website may be accessed and used by other
Cash 1 services as necessary to provide such services. Any use
of such information within Cash 1 will remain subject to the
limitations of this privacy statement.
We may also use your personal information to
communicate with you. We may send certain mandatory service
communications such as welcome letters, billing reminders,
demand letters, payment requests, information on technical
service issues, and security announcements. We may also
occasionally send you product surveys or promotional mailings
to inform you of other products or services available from
Cash 1, its parent, subsidiaries or affiliates.
We do not sell, rent or lease our customer
lists to third parties. We may, from time to time, contact you
on behalf of external business partners about a particular
offering that may be of interest to you. In those cases, your
personal information (e-mail, name, address, telephone number)
is not transferred to the third party. We do not use or
disclose sensitive personal information, such as race,
religion, or political affiliations, without your explicit
consent.
We occasionally hire other companies to
provide limited services on our behalf, such as handling the
processing and delivery of mailings, providing customer
support, processing transactions, or performing statistical
analysis of our services. We will only provide those companies
the personal information they need to deliver the service.
They are required to maintain the confidentiality of your
information and are prohibited from using that information for
any other purpose.
We will transfer information about you if we
are acquired by or merged with another company. In this event,
we will notify you before information about you is transferred
and becomes subject to a different privacy policy. |
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Your Privacy Choices At Cash 1: |
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We know that it is important to keep your
personal information confidential and secure. Periodically, we
may send you information about our services or special offers
that we feel may interest you. Only Cash 1 will send you these
direct mailings and email offers. If you do not wish to
receive such offers, simply call us at 1-800-988-7715 or
select the following:
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Cash 1 Uses Cookies and Other Technologies: |
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In order to improve customer service on our
website, Cash 1 uses Cookies and other technologies to keep
track of your interactions with our website and services to
offer a personalized experience. Cookies are tiny pieces of
text asking permission to be placed on your computer’s hard
drive. If your computer is set up to accept cookies, then your
browser adds the text in a small temporary file, which enables
our system to recognize your browser and tell our server which
page to pull out next. This information can only be accessed
by the Cash 1 web server. Internet users and other companies
cannot access this information. Accepting a Cookie does not
give us access to your computer or to information stored on
your computer.
The "help" portion of the toolbar on most
browsers will tell you how to prevent your browser from
accepting new cookies, how to have the browser notify you when
you receive a new cookie, or how to disable cookies
altogether. |
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Children’s Privacy (Age 13 & Under): |
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Cash 1 takes children’s security very
seriously. We do not seek to collect personal information
about children at cash1loans.com.
If we find that a person submitting personal
information to us through any portion of our website is a
child, we delete the information as we discover it and we do
not use this information for any purpose. If a parent calls us
to delete information about their child we will fulfill their
request immediately. |
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Privacy Related Complaints: |
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E-mail:
privacy@cash1loans.com |
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If you believe that cash1loans.com has not complied with this
online Privacy Policy with respect to your personal
information please write to us. In your letter, please
describe in as much detail as possible the portions of this
Privacy Policy that you feel have not been upheld. We will
investigate and address your complaints promptly.
Send your privacy related complaints
to:
CASH 1
985 Damonte Ranch Parkway, Suite 206
Reno, NV 89521
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Annual Privacy Notice:nt> |
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In accordance with the Gramm-Leach-Bliley
Act of 1999, annual privacy notices for Cash 1 customers
receiving financial services will be provided through the
continual posting of the current version of this privacy
statement in a clear and conspicuous manner on this website.
By using Cash 1 services, you acknowledge receipt of this
statement and agree to receive subsequent privacy notices in
this manner on an on-going basis.
As part of providing Cash 1 customers with
website services, Cash 1 may request that you furnish personal
information such as your e-mail address, name and physical
address along with financial data such as account balances,
account numbers, credit card balances, and stock and bond
portfolio information. Cash 1 uses this information to provide
you with online services and other requested financial
services. |
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Changes to this Privacy Policy: |
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We may update this policy. We will notify
you about significant changes in the way we treat personal
information by placing a prominent notice on our website. |
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